Tips

Published on September 28th, 2015 | by Falcon

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What to do if you are involved in a road traffic accident?

Road traffic accidents can be very distressing for anyone involved – and this can become even worse if you suffer an injury.

It can be easy to panic, so the first thing that you should always do is try to stay calm. This will help you to react in the most sensible way to better resolve the situation.

It can also ensure you are in the best position when it comes to dealing with the consequences, including claiming for compensation.

What to do in a minor accident

If you are involved in a minor accident where only light damage occurs to the cars involved and no one is injured, you may not need to call the police.

If all the drivers can carry on driving their vehicles, you may simply want to take down their details. However, you should also take some pictures of the scene and write down exactly what happened while it is fresh in your memory.

What to do if people are injured

If anyone has been injured, call the ambulance and police immediately. The police can also help to secure the area to make it safe for other road users.

If you have a warning triangle and it is safe to use it, place it on the road about 50 metres from your vehicle to warn approaching drivers.

You may also want to put on a visibility jacket to help other drivers see you, especially if the weather conditions are not ideal.

What to do if property is damaged

If property has been damaged, which could include other vehicles, walls, fences or anything else, make sure you stay in the area for a reasonable amount of time.

Ideally, you will want to have contact with the owner of the property, and they may want to take down your details.

You may want to read through the AA’s advice on what to do immediately following a collision for some more information.

What you can do to help with a future insurance claim

You may not know directly after the accident whether you want to make a road traffic accident claim for compensation in the future. But if you do later decide to make a claim, it can help to have some more evidence of the accident.

Some things that you can do to help your potential claim include:

  • at the scene of the accident, do not admit to wrongdoing. You may not be thinking straight at the time, and it is far better to wait until you have had time to sit down and think it all over;
  • at the actual scene, focus on getting as many details as you can including details about the vehicles, the condition of the road, photos of the accident, videos, and written descriptions;
  • tell your insurer as soon as you can;
  • see a doctor soon after the crash, even if your injuries are light, so that they can make an official medical report. You can find out about the different types of injuries associated with road traffic accident claims here;
  • keep a journal of any difficulties you experience in the following days and weeks that are related to your injuries;
  • keep any receipts for expenses related to your injuries.

It is also a good idea to start looking for an experienced solicitor as soon as possible so that you can find out early on whether you are in a good position to make a claim.

Act sensibly following a traffic accident

These are some of the most important things to remember if you are involved in any kind of traffic accident. Although accidents can be distressing, try to keep the above steps in mind so you can react in the most appropriate way.

Not only will this help everyone involved in the accident, but it can also help you in your case should you decide to pursue a claim for compensation.


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